We are pleased to announce MINERVA (OWL), a platform and forex which offers further sales circulate to the businesses that take delivery of it. This extra sales circulation is created via introducing “opposite transaction charges,” in which accredited traders are rewarded new OWL tokens at a variable rate with each transaction. Currently, many corporations war with accepting virtual currencies. Minerva addresses these adoption problems via introducing incentivized price solutions and the “Minerva Volatility Protocol.” By using those tools, we are searching for to boost up the mainstream adoption of digital foreign money and smart contract blockchain technologies.

Minerva has been compared to Ticketmaster in

that they disrupted their area of interest market through paying price tag sellers rather than charging them fees. However, Minerva does no longer are trying to find to disrupt a gap market, but alternatively disrupt trade itself thru the introduction of reverse transaction expenses.

We have partnered with a stay-streaming carrier with $20 million in yearly sales and over 10 million users to act as an instantaneous first use case. The purpose of this partnership is to speedy show the before-and-after sales impact of a commercial enterprise accepting the Minerva OWL token as a method of the price. Our purpose is to recruit numerous merchant processing services and prominent commerce systems into the Minerva Smart Money Alliance (MSMA).

The Minerva Smart Money Alliance

(MSMA) is a proposed consortium of businesses that both take delivery of the OWL token as payment or are strategically partnered with Minerva Technologies S.A.R.L., a Luxembourg-based totally blockchain software program business enterprise and determine the entity to the Minerva platform. We plan to work with diverse agencies and individuals to optimize the secure garage and transmission of touchy statistics.

Though concerted time and effort can be wasted, it’s far a practical expectation that Minerva and its OWL token becomes one of the most employer-pleasant systems and currencies available.

Indian Currency Shift From Print to Digital

The stop of Rs 500 and Rs 1,000 announcement by Narendra Modi has brought about upward push in virtual payments thereby assisting India to circulate in the direction of Digital India. In a previous couple of days, it’s been seen that the problems among the people to buy goods for his or her livelihood publish banning Indian currency notes like Rs.500/- and Rs.One thousand/- looks like the kingdom that created from over one billion people have realized the gain of digital foreign money.

Looking over the Google Trends page, it looks as if “buy Bitcoin” is hastily gaining recognition.

Bitcoins are a virtual currency, made via computer systems, whose expenses are established thru a public ledger. Like any virtual money, this money may be used to pay for items and offerings, along with buying coffee, a food packet at a restaurant or maybe garments.

Although virtual foreign money is but to mature, it has the power to play a key position in the destiny of financial services. As Bitcoin and other related technologies develop in adoption, our financial system is going to rely closely on a massively centralized institution that has a globally disbursed community. With the proliferation of the internet, we’ve got witnessed the industries together with media; software and communications had been transformed and invigorated. Sooner or later we are able to experience a similar revolution in financial services, where virtual forex completely substitutes our age vintage, luxurious, and time-eating systems and arises a ultra-modern shape that allows bills, streamlines accounting methods, and enforces contracts with ease and scalability. In this speedy developing landscape, digital forex can end up the valuable trade that empowers the “net of money.”

“There’s no doubt that digital foreign money is going to play a critical position going forward.”

– John Donahoe, President & CEO of eBay

Cryptocurrency fans remain hopeful Bitcoin will oust cash in the end.


Millions of Indian people have constrained or no get admission to economic services via the conventional method. This way Bitcoin can fill a need, should that ever arise. Benson Samuel, one of the maximum famous names in Indian Bitcoin community and the co-founding father of Coinsecure, welcomes the selection. He states, “This is superb for virtual currencies in India, as people will now be pressured to look into options to save price. Decentralised virtual currencies will play an essential function in maintaining a spread of options for folks who want to use the equation.”

“People have become remittances in bitcoins, as opposed to Paypal. They are capable of liquidating them by way of paying just 1% transaction rate,” said Sathvik Vishwanath, CEO, and co-founder, Unocoin.

Governments everywhere in the global have currently announced that they are investigating their very own plans for virtual currencies.

The Manila-primarily based Bitcoin wallet carrier provides clients with direct get admission to fundamental financial offerings which include sending and receiving cash, bill payments, remittances, and the cellular top-up from inside a Coins account. Customers without or with a bank account have to get entry to online buying at over sixty-three,000 merchants who take delivery of the virtual forex.

Bitcoin and Digital Currency are going to the future of monetary device, however, the main venture is growing on emerging technologies and offering innovations for consumers and groups throughout the globe. Also, technology has to be as secure and easy to use as possible and operating with governments to discover a way to allow these improvements mapped with the law.

Desirable Qualities To Be Developed Through The Visual Art Programme


here are several tips and relevant tendencies or characteristics that a senior high faculty student who has studied the Visual Art program is anticipated to domesticate. Some of these characteristics are mentioned underneath.

1. Resourcefulness:

An imaginative individual is capable of utilizing fully the assets to be had in his environment in attaining greater matters. Through the visual artwork program, the learner is trained on a way to depend on the to be had art tools, materials and device in his surroundings to provide creative and beneficial merchandise. They learn to understand the need to be self-sufficient. Even when assets are scarce, they try to rely on the few ones which might be to be had for the manufacturing of artifacts that address the wishes of the society.

2. Practical Oriented:

The visual artwork program is nearly based totally and therefore assists its inexperienced persons to accumulate realistic abilities wanted in solving maximum of the demanding situations that face the activity market these days. These sensible sports also help in exercise the frame and always keeping it healthful.

Three. Good Citizen:

The visual artist is educated to provide works of artwork for the advantage of his or her society and the nation at massive. This allows the artist in exercise his civic rights and obligations, making him an awesome citizen.

4. Imaginative:

A visual artwork scholar is meant to be quite unimaginative, being capable of generating a lot of latest thoughts from his environment each from animate and inanimate gadgets.

5. Observant:

For the artist so that you can depict drawings of surroundings as it should be as they’re he needs to be observant. He is anticipated to supply works of artwork to communicate his observations to most people. He has to be alert to adjustments in his environment so that he can talk them certainly in his works.

6. Manageable:

The need to control private sources to acquire ideal delight in existence can be met through obtaining practical talents in making plans and corporation via artwork. Through the software of such capabilities to his non-public sources, the learner is better capable of manipulating his or her assets.

7. Scientifically and Technologically Knowledgeable:

The learner is educated on a way to apply scientific understanding in existence. This comes approximately because the learner works with tools, substances, and procedures. He applies simple medical information of their use, handling, and care.

The learner also applies technological understanding in the production of his artifacts. This enables him to provide his artifacts at a quicker fee and in mass quantities. Learners are taken through the way to use current technological tools and machinery for their artistic productions.

Six Steps That Help Disrupt Inertia


Inertia for this text means an unqualified resistance to or disinterest in, a valid motion this is crucial for private and/or social and/or professional profits. For readability, I have to point out that the inertia in the context of this article does now not mean fame-quo.

Further, I am not going to examine the resources of inertia. What I am sharing is a six-step process that might assist you are taking off & hold disrupting the 2-dimensional inertia. One size is physical and the second is cognitive. In the destiny, I may attempt to write on nonsecular inertia too. Further, I do now not think it useful to intricate on why one ought to disrupt the inertia.

The resulting six steps are those, which I even have discovered sufficiently powerful for the purpose. However, a condition for achievement is that you need to decide irreversibly on disrupting the inertia and simply flow on to triumph over it.

The first step is to remind your self each day that disrupting inertia is an inescapable want for you. It is like brushing your tooth. You would possibly pass the bathe relying on the season, but not brushing the tooth. The motive of this reminder is to ensure which you ignite the method of disrupting the inertia on an ordinary foundation, at physical and cognitive stages. So to say, it turns into a habitual.

Having switched on, the next step is to pilot the auto out of the storage and bring it into the open.

This way that you begin ‘seeing’ the day and perceiving the day-old memories and upcoming obligations in a new mild. You can perform this step via a chain of small selections (that you anyway take) on a way to begin the day. All folks know the power of precedence, but fail to apply it more frequently than now not. Thus, the prerequisite is to throw a few gadgets for your precedence order, which can assist you opposite the inertia.

The 0.33 step has two slices. First, develop resilience. For what? For not succumbing to begin-of-the-day-pressure (home or paintings-associated) that could adjust your plan. Minor changes apart, if you hang for your order of priority, chances are massive that you would bask in actions that preserve you excessive on bodily and/or cognitive level. Needless to say, you must provide for unplanned invasions from others to your workflow, based totally on your experiences and guesstimates.

Foreign currency exchange rate.another word for well developed.what is techcrunch disrupt

The fourth step is to read the cloth which can stir the gray remember in the advantageous course. First, choose out the studying material within the realm of your likes & dislikes. Second, strive to finish analyzing a selected piece earlier than bringing on a fresh one as ways as feasible. Third, do now not examine too many portions simultaneously. When you examine too many portions simultaneously, you’re honestly now not reading. You are only shifting your eyes over the lines. Neither will it allow you to concentrate nor will it resource you to recognize effectively.


John F. Clark

Hiking addict, self-starter, band member, hand letterer and TDC honorary member. Doing at the intersection of art and elegance to give life to your brand. I work with Fortune 500 companies and startups. Prone to fits of apathy. Organizer. Professional food lover. Extreme gamer. Web evangelist. Student.

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